Three Years into COVID, Insurance Death Claims are Still Rising

Friday, March 24th, 2023

There has been a dramatic decrease in life expectancy in the past few years. In August 2022, the Centers for Disease Control and Prevention, better known as the CDC, announced that life expectancy at birth in the U.S. is 76.1 years. This is 2.7 years shorter than it was just prior to the advent of […]




For He’s a Jolly Good Fellow

Monday, March 20th, 2023

  Miller & Newberg is proud to announce that our very own Sam Ellis, a valued member of the team since he began his actuarial career in 2015, has attained the top professional qualification in our industry: Fellow of the Society of Actuaries.   Attaining this designation requires passing a series of examinations over a […]




New Requirements for Insurer Cash Flow Testing Process This Year

Wednesday, December 14th, 2022

At Miller & Newberg, we perform the annual cash flow testing (also known as asset adequacy analysis) for over 20 insurance companies and fraternal benefit societies. Our client companies are quite familiar with the process, but this year, the process will be changing. And, as is typical with new regulatory requirements, it means that additional […]




Annuity Minimum Guarantees are Going Up: What You Can Do, and Must Do, About It

Tuesday, October 18th, 2022

If you thought that 3% guaranteed minimum interest rates on annuities were only in the rearview mirror, think again.   Thanks to the interest rate increases we have seen from the Fed and in the bond market, chances are your company will be forced to increase your minimum guarantee – on the products you are […]




The Early Warning System Against Insurance Company Failure

Wednesday, July 13th, 2022

Insurance company failures can and do happen. The industry association NOLHGA lists 82 companies that have gone into receivership since 1991. That’s almost 3 companies per year!   If you’re an officer or director of an insurance company or fraternal benefit society, this is the nightmare you want to avoid.   What is designed to […]




Miller & Newberg Ranked by A.M. Best as a Top Actuarial Firm

Thursday, June 23rd, 2022

Annually, Best’s Review magazine publishes a list of the industry’s top actuarial firms. Miller & Newberg is pleased to report that in the survey released in the magazine’s December 2021 issue, we were listed as the fourth largest annuity and life insurance actuarial firm in the U.S. and Canada based on the magnitude of our […]




Miller & Newberg Celebrates Lori Newberg’s Leadership

Monday, April 4th, 2022

“It’s not what you take when you leave this world behind you, it’s what you leave behind you when you go.” – Randy Travis, “Three Wooden Crosses”         On April 1, the Miller & Newberg family gathered for a special event, a celebration of Lori Newberg’s 20+ years of leadership in the […]




COVID-19 Deaths: 2021 Was Worse than 2020. Should Pricing Change?

Thursday, March 24th, 2022

At Miller & Newberg, we are committed to providing our clients with the best possible information to make decisions that help their businesses prosper. COVID-19 is a classic example of a risk that impacts the entire industry, and company executives naturally wonder whether what is happening at their company is happening to the same extent […]




COVID-19 Deaths: What Our Aggregate Client Data Reveals

Monday, August 16th, 2021

For our clients, one benefit they receive by working with Miller & Newberg is that we can see trends emerging across multiple client companies, and then we use that knowledge to help each client better understand what is happening in their own company. The death claim impact of COVID-19 is an example of this.   […]




MN Speaks on Growing Sales Through Product Development

Thursday, June 17th, 2021

After a year without business travel due to the COVID-19 pandemic, it is refreshing to see our industry starting to have some in-person events again. On May 27, 2021, the Fraternal Societies of Greater Pittsburgh held an event at which our Managing Director Chris Conklin was a featured speaker.   Chris’ topic was a key […]