The consulting actuaries of Miller & Newberg, Inc. work with clients to create new products - products that create a competitive advantage in the marketplace and increase the value of the organization. The Miller & Newberg team brings you real experience, innovation and creativity to develop products designed to meet the ever-changing demands of the insurance market.

Our consulting actuaries work closely with your marketing department to create products that will transfer from paper into sales and profits for your organization. New products from Miller & Newberg can provide you the balance needed to assure success.

This balance provides fair compensation to the agent to assure sales and support, provides fair value to the consumer to assure purchase, and provides a fair profit to increase the value of your organization.

John R. Miller FSA, MAAA

John has over 25 years experience in life and annuity product development and serves as the Appointed Actuary and Illustration Actuary for several clients. He is well-versed in financial reporting, cash flow testing, corporate modeling and re-insurance. John has been president of the Kansas City Actuaries Club, and is a past president of the National Fraternal Congress-Actuaries Section. He is currently a member of the American Academy of Actuaries Valuation Law Manual Team that is developing the manual that valuation actuaries will use to implement the new principles based approach to the calculation of reserves.

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Eric Newberg ASA, FCA, MAAA

Eric's diverse background in the individual life, health and annuity fields delivers great value to clients. His 25 years experience includes product development, corporate modeling, cash flow testing, financial reporting, appraisals and due diligence. Eric's client list includes a cross-section of today's business: mutual and stock insurance companies, re-insurers, national marketing organizations, third-party administrators, state insurance departments, accounting and law firms.

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Marshall L. Barney

Marshall specializes in pricing, product development and cash flow testing. He has extensive technical and practical experience with commercial actuarial software systems.

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Gene A. Blobaum FSA, MAAA

Gene has served as chief actuary for Reserve National Insurance Company and Pyramid Life Insurance Company and as chief health actuary for Aid Association for Lutherans. Now as a consultant with over 35 years of health insurance experience, Gene's expertise in product development experience monitoring, regulatory filings and financial reporting is widely sought. He is active in several professional and industry associations and has served as president of the National Fraternal Congress-Actuaries Section.

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Kristen A. Carlson

Kristen heads the communications and marketing for Miller & Newberg, as well as managing the office. She is accustomed to wearing many hats and has a wide range of experience. Her experience includes work as a project manager for a national training company, manager for the introduction of instructor-led training events on the Internet, newsletter editor, account analyst and youth pastor for her church.

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Sonja L. Grear

Sonja takes pride in being able to catch subtle mistakes that lurk in the volumes of details in developing products, pricing and soft-ware applications. Her commitment to quality control has saved clients many headaches and thousands of dollars.

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Vince C. Herr, ASA, MAAA

Vince's 18 years actuarial experience includes a wide variety of individual, worksite, group and supplemental health products, expertise in rate filing approvals, a wide range of reinsurance, financial reporting, life and annuities product development, due diligence, audits and state examinations, and expert testimony. Vince formerly served as the chief actuary of Manhattan Insurance Group in Houston, Texas, where he participated in thirty acquisitions and system conversions.

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Spencer M. Loudon

Spencer is an actuarial student, getting started in the field of Life and Health consulting. He is a graduate of the University of Central Missouri, with a degree in Actuarial Science and Mathematics. He is working on becoming an Associate member of the Society of Actuaries (ASA).

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Lori A. Newberg FSA, MAAA

Lori is an experienced consulting actuary of almost 10 years now. Prior to joining Miller & Newberg, Lori was Marketing Actuarial Vice-President of General Reinsurance where she was responsible for developing various life product for the reinsurance client base. She is an expert in product development, valuation and cash flow testing work, financial projections and providing reinsurance solutions for clients. She has served as president of the Kansas City Actuaries Club and on the Smaller Insurance Company Council of the Society of Actuaries. Lori is a member of the American Academy of Actuaries and serves on the board of a national not-for-profit organization.

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Timothy W. Verschelden FSA, MAAA

Tim specializes in the technical aspects of pricing and product development, while looking for non-traditional opportunities. He also is involved in corporate modeling, cash flow testing and valuation actuary functions for several clients. He is currently the president for the Kansas City Actuaries Club. Tim received a BSE in Chemistry, Math and Physics and an MS in Biochemistry from Kansas State University.

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Nancy A. Wunderlich

Nancy, a University of Nebraska graduate with a BS in Math and a minor in Actuarial Science, interrupted her actuarial career for 15 years to raise five children. She has been with Miller & Newberg, Inc for 2 years and specializes in pricing, product development, corporate modeling and cash flow testing. She is gaining extensive technical and practical experience with commercial actuarial software systems.

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